Business Consulting
Strategy, operations review, SOP design, market entry, and growth planning for Zambian SMEs and corporates.
- Business plans & feasibility
- Process optimisation
- Board & management advisory
- Startup structuring
Kelstico — your partner for business consulting, HR, accounting & every statutory body in Zambia
Trusted across Zambia
Business consulting, HR agencies & statutory compliance under one roof
Kelstico Innovations and Agencies helps Zambian businesses stay compliant and competitive — from ZRA tax filing and PACRA registration to NAPSA, NHIMA, Workers Compensation, council licences, ERB, NCC, ZEMA, and full marketing support.
20+
Statutory bodies
4
Core agencies
100%
Zambia-focused
1
Dedicated partner
Request a consultation
Tell us what you need — we respond within one business day.
Our agencies
Four pillars. One accountable partner.
Consulting, people, numbers, and marketing — coordinated so nothing falls through the cracks.
HR Agencies
Recruitment, outsourced HR, payroll administration, and workforce compliance for growing organisations.
- Talent sourcing & placement
- HR policy & contracts
- Payroll & benefits admin
- Labour relations support
Accounting & Finance
Bookkeeping, management accounts, audit preparation, and CFO-level support aligned to Zambian standards.
- Monthly bookkeeping
- Financial statements
- Budgeting & cash flow
- Audit & due diligence prep
Marketing & Brand Agencies
Brand identity, digital marketing, content, social media, and campaign execution for local and regional markets.
- Brand strategy & design
- Social & digital ads
- Content & PR
- Event & activation support
Statutory compliance
Every regulator. Every filing. Handled.
Kelstico manages registrations, returns, and renewals across Zambia's tax authorities, social funds, industry boards, and local councils — so you focus on running your business.
Tax & Revenue
ZRA
Zambia Revenue Authority
TPIN registration, PAYE, VAT, withholding tax, turnover tax, tax returns & ZRA Smart Invoice
Company & Business Registration
PACRA
Patents & Companies Registration Agency
Company incorporation, name reservation, annual returns, share changes & business names
ZDA
Zambia Development Agency
Investment certificates, export incentives & investor facilitation
Social Security & Health
NAPSA
National Pension Scheme Authority
Employer registration, NAPSA returns, iCare contributions & member updates
NHIMA
National Health Insurance Management Authority
Employer NHIMA registration, monthly returns & employee enrolment
WCFCB
Workers Compensation Fund Control Board
Employer registration, assessments, injury claims support & annual returns
Labour & Employment
MLSS
Ministry of Labour & Social Security
Employment permits, labour inspections prep & statutory employment records
Industry Regulators
ERB
Engineering Registration Board
Engineer & firm registration, project compliance & renewal filings
NCC
National Council for Construction
Contractor grading, site registration & construction industry compliance
ZEMA
Zambia Environmental Management Agency
EIA licences, waste permits & environmental compliance
RTSA
Road Transport & Safety Agency
Fleet licensing, operator permits & road fitness compliance
ZICTA
ZICTA
Telecom & ICT licensing, domain & communications compliance
ZCSA
Zambia Compulsory Standards Agency
Product standards certification & import compliance
Local Authority & Municipal
COUNCIL
City / Municipal Council
Trading licences, business levy, fire certificates, signage permits & land rates
Financial & Procurement Compliance
FIA
Financial Intelligence Centre
AML/KYC policy support & suspicious transaction reporting readiness
PPRA
Public Procurement Authority
Supplier registration & public tender compliance
BOZ
Bank of Zambia
Microfinance & financial services regulatory guidance
Don't see your regulator listed? Kelstico also supports sector-specific bodies including mines safety, pharmacy, forestry, tourism, and professional councils — ask us during your consultation.
How we work
From first call to compliant operations
Whether you're launching a startup or cleaning up years of back filings, Kelstico gives you a structured path with clear ownership at every step.
01
Discovery call
We map your business stage, statutory obligations, and immediate priorities across tax, HR, and licensing.
02
Compliance audit
Kelstico reviews your registrations, filings, and gaps against ZRA, PACRA, NAPSA, NHIMA, council, and sector regulators.
03
Execution plan
You receive a clear action plan with timelines, document checklists, and dedicated consultants per workstream.
04
Ongoing support
Monthly retainers for accounting, HR, marketing, and statutory filing so you stay compliant while you grow.
One partner, many agencies
Consulting, HR, accounting, marketing, and compliance coordinated — no juggling five different vendors.
Built for Zambia
Deep knowledge of ZRA, PACRA, NAPSA, NHIMA, council processes, and sector regulators — not generic offshore templates.
Powered by Mankuca
When you need software beyond consulting, connect seamlessly to Mankuca ERP and Shiteni Tech custom development.
Frequently asked questions
We support ZRA tax returns (PAYE, VAT, withholding), PACRA annual returns, NAPSA and NHIMA employer returns, Workers Compensation Fund assessments, council trading licences, and sector-specific bodies such as ERB, NCC, and ZEMA depending on your industry.
Yes. We handle PACRA name reservation, incorporation documents, TPIN registration with ZRA, NAPSA and NHIMA employer setup, council trading licence applications, and initial compliance calendars for your sector.
Kelstico provides HR agency services including recruitment, contracts, payroll processing, NAPSA/NHIMA remittances, and labour compliance aligned to Zambian employment law.
Kelstico Innovations and Agencies operates alongside Mankuca and Shiteni Tech — consulting and compliance on one side, software and custom development on the other — giving you an end-to-end business partner in Zambia.
Ready to simplify compliance?
Book a free discovery call with Kelstico and get a clear picture of your statutory obligations and how we can help.
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