Mankuca Village Banking & Chilimba
Plan the goal. Collect contributions. Pay out clearly.
Run chilimba groups for plots, cars, house projects, farming inputs, school fees, and monthly cash rotations with transparent rules, payout slots, and clean member records.
Plots
Cars
Homes
Cash Rotations
Example group flow
Plot Buyers Chilimba
Monthly contributions with rotating payouts
Contribution
ZMW 500
Frequency
Monthly
Every recorded payment updates the ledger and member statement.
Plot Buyers Chilimba
Groups contributing toward land and plot purchases.
Car Purchase Groups
Members pooling funds for vehicles and transport goals.
House Building Support
Rotating payouts for materials, labour, and home projects.
Community Savings
Families, churches, teams, and friends keeping money records clear.
How It Works
From group setup to payout day, everyone can follow the same record.
Create a group
An administrator sets the group purpose, contribution amount, frequency, grace days, penalties, minimum members, and payout method.
Invite members
Members join through a public or invite-only group page. Administrators review each request before the person becomes an active member.
Generate payout slots
The system creates a clear rotation schedule showing who is expected to cash out and on which date.
Track money records
Contributions, penalties, and payouts are recorded into the group ledger so balances and statements remain traceable.
What You Can Manage
Built for real chilimba arrangements.
Some groups rotate cash every month. Others contribute toward a car, plot, house, farming inputs, or a shared emergency fund. The module keeps the rules clear before money starts moving.
Controls included
Contribution Rules
Daily, weekly, or monthly schedules with grace days and penalty amounts.
Member Approval
Every join request can be reviewed before access is granted.
Payout Slots
Transparent rotation dates help reduce confusion and disputes.
Group Ledger
Every manual contribution and payout creates a posted ledger entry.
Member Statements
Members can be reviewed by contribution totals, payouts, and balance.
Public Invite Pages
Each group can have a simple page for explaining rules and collecting join requests.
Trust & Accountability
Less confusion. Better records.
Clear member status
Approve members before they participate, and keep inactive or rejected requests out of the active group.
Visible payout order
Members can see scheduled payout slots and expected amounts before payout day arrives.
Auditable ledger
Each contribution or payout is posted as a ledger line, helping admins explain balances with confidence.
Ready to organise your chilimba?
Start with group rules and member approvals. Online payment automation can be connected later once the group structure is stable.
Discover Groups
Public Groups
Groups that allow public discovery appear here.